Looking for a YNAB alternative? FoxyFi gives you zero-based-style budgeting, real-time tracking, and an AI assistant — without the steep subscription.
YNAB pioneered zero-based budgeting, but its learning curve and $99/year price tag turn a lot of people away. FoxyFi keeps the parts that work — category budgets, real-time tracking, and honest visibility into your money — while cutting the complexity and the cost.
FoxyFi's annual plan costs less than two months of YNAB, with no feature gate behind a pricier tier.
Set a category limit and go. No four rules to memorize, no onboarding course required.
Snap a receipt or type a quick note — FoxyFi extracts and categorizes the transaction for you.
YNAB has no concept of shared expenses. FoxyFi lets you split and settle with friends inside the app.
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